WHAT WE OFFER
OUR RELATIONSHIPS
WHO WE HELP
There is no typical Sage client. Our clients come in all sizes and from many industries: manufacturing, distribution, business services and transportation to name just a few. From startups to more established businesses, what they share is an inability—at least temporarily—to get traditional bank financing. They also share a belief in their business and the desire to see it grow.
In the short time that we work with our clients, we get to know them and their business. We’re open and honest as we learn about their challenges and goals. And we quickly earn their trust as we become knowledgable and passionate advocates for their business.
FREQUENT CLIENT QUESTIONS
ADVANTAGES FOR ENTREPRENEURS
Cheaper Funds
There’s more than one way to get financing for your business. We’ll look at your needs with creativity and flexibility. And through options like blended loans with banks, we’ll help you secure the financing you need at the lowest possible cost.
Fast Track to Bankable℠
Forget long-term contracts. Our goal from day-one of our relationship is to put you on the fast track to traditional bank financing and long-term growth. We have the knowledge and resources to get you there.
Entrepreneurial Resources
With the necessary financing in place, we’ll roll up our sleeves and work with you to build value in your business. If you want to realize the full potential of your business, we have the entrepreneurial expertise and the connections to make it happen.
ADVANTAGES FOR BANKERS
Hybrid Financing Opportunities
Our clients like the lower cost of blended loans. Our banking partners appreciate that it allows them to start new relationships sooner and maintain existing relationships longer.
Focus on Bankability
No one is more focused on helping clients quickly establish a solid foundation for growth. Refer a customer to us and there’s a great chance they’ll soon be back working with you to establish traditional financing.
A Trusted Partner
We value the relationships we build with our referral partners. We’ve worked with many of them for more than 30 years by being responsible, honest and by doing what’s right for the customers they send our way.
Our Team
We love what we do. There’s an energy and excitement that comes from working with small businesses and entrepreneurs. We come to the office every day eager to share what we know, and we have a lot to offer—more than 50 years of combined financing and entrepreneurial experience.
KAREN TURNQUIST
PresidentAs the CEO and founder of Sage Business Credit, Karen Turnquist helps entrepreneurs build value in their businesses. It’s a role she relishes because she walks in their shoes and knows what it takes.
Like many entrepreneurs, Karen built her first business from nothing. Challenged to keep up with the many day-to-day efforts required to simply keep a new business running, she also managed to create long-term value.
She assembled an exceptional team. She fostered a strong brand. And she built a thriving business.
In her career, Karen’s helped hundreds of emerging businesses and facilitated more than $2 billion in accounts-receivable financing. And she comes to work eager to share her entrepreneurial insights and experience.>
She loves what she does and believes there’s no greater reward than seeing fellow entrepreneurs succeed.
CATHY SEDACCA
Director of Sales + MarketingCathy Sedacca has worked at companies both large and small and believes the biggest challenges—and rewards—are found in small businesses.
That’s why she partnered with Karen Turnquist to found Sage Business Credit. Like a true entrepreneur, Cathy believed they could do what had been done by others, but better.
And working with clients who share the same vision for their business is the best part of her job as director of sales and marketing.
Relying on more than 20 years of creative financing and business coaching experience, Cathy helps provide financing and insights that allow clients to jumpstart the pursuit of their dreams.
The passion and energy generated throughout that process is what Cathy believes working at a small company is all about.
JOHN MCDONALD
Credit CoordinatorWorking at a small company like Sage gives John McDonald ample opportunities to roll up his sleeves and tackle a host of challenges.
And he wouldn’t have it any other way.
Wearing several hats on behalf of Sage’s clients, John appreciates that his work keeps him on his toes and exposes him to many different kinds of small businesses.
And although he describes himself as “a numbers guy,” John says the best part of his job is more personal: seeing clients grow and add value as a result of the firm’s efforts.